Terms

Prime Small Business Loans (For FICO Scores of 660 Plus)

About: Our Prime small business loans are the premier funding options online. Benefit from potential 3-year terms and highly competitive rates. Tailored for businesses with robust financials and owners boasting excellent personal credit.

• Estimated Business Loan Term: 24 to 36 Months
• Time in Business Required: 2 Years Minimum
• Minimum Credit Score: 660 Plus
• Minimum Monthly Deposits: 2
• Minimum Monthly Revenues: $25,000
• Business Loan Range: $25,000 - $1,000,000
• Max. Negative Days: 1 or 2

Premier Plus Small Business Loans (For FICO Scores of 550 to 660)

About: Ideal for businesses established for at least a year with owners having decent credit. Catered for those requiring financing up to $1 million and extended payback periods.

• Estimated Business Loan Term: 9 to 18 Months
• Time in Business: 2 to 6 Years
• Credit Score Range: 550 to 660
• Monthly Deposits: 5 to 7
• Monthly Revenue Range: $10,000 to $15,000
• Business Loan Range: $15,000 to $25,000
• Max. Negative Days: 3 to 4 Within a Month

Premier Small Business Loans (For FICO Scores of 550)

About: A commendable choice for enterprises operational for a minimum of a year and having fair credit. Features loan terms up to 1 year.

• Estimated Business Loan Term: 6 to 12 Months
• Time in Business: 1 Year
• Minimum Credit Score: 525
• Monthly Deposits: 2 to 5
• Minimum Monthly Revenues: $10,000
• Business Loan Range: $5,000 to $250,000
• Max. Negative Days: Up to 3 Within a Month

Standard Small Business Loans (For FICO Scores Above 500)

About: Perfect for newer businesses in need of short-term capital. Even if you don't have the best credit, this option, ranging up to $150,000, is ideal for businesses keen on significant short-term growth.

• Estimated Business Loan Term: 6 to 10 Months
• Time in Business: 6 Months
• Minimum Credit Score: 500
• Monthly Deposits: 5 to 7
• Minimum Monthly Revenues: $10,000
• Business Loan Range: $5,000 to $150,000
• Max. Negative Days: Up to 4 Within a Month

Starter Small Business Loans (For FICO Scores of 500)

About: Best suited for business owners with challenging credit and only a few months in business. With loans up to $20,000, it's a prime choice for small-scale expansion or marketing campaigns.

• Estimated Business Loan Term: 2 to 5 Months
• Time in Business: 2 Months
• Minimum Credit Score: 500
• Monthly Deposits: 5 to 7
• Minimum Monthly Revenues: $8,000
• Business Loan Range: $5,000 to $20,000
• Max. Negative Days: Up to 4 Within a Month

*Rates and fees are contingent on the duration of funding.

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